Paper instructions:

1)    Summarize how the AFFORDABLE CARE reform will affect taxpayers, with specific focus on potential penalties that taxpayers may face should they choose to not meet government health insurance coverage requirements.  Summarize the process so that the reader of your paper has a better understanding of what the AFFORDABLE CARE ACT is designed for with respect to health care coverage.

2)    Give YOUR opinion on the potential long term effects of the policy and how it may change certain aspects of individual tax behaviors.
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